Shōken

SHŌKEN / THE COMPANY

The people
behind Shōken.

A founding team combining legal, finance, technology and product experience. Building a shared view of the work behind asset-backed finance.

Meet the team

THE FOUNDING TEAM

Four perspectives. One direction.

Different responsibilities, connected around the same platform.

Portrait of José Novo

Legal & compliance

José Novo

Legal & Compliance

José leads the legal and compliance work behind Shōken, including its regulatory development. His remit connects the company’s direction with the legal context of the platform.

Portrait of Niels Muilwijk

Finance & commercial structure

Niels Muilwijk

Finance & Operations

Niels leads finance and operations, commercial structuring and the financial model. He connects the company’s financial planning with the operating requirements of the business.

Portrait of Luciano Mazzola

Infrastructure & user experience

Luciano Mazzola

Technology

Luciano leads IT, infrastructure, frontend and design. His work focuses on the interfaces that originators and capital providers use to understand records, follow evidence and review the platform’s outputs.

Portrait of Nicolás Sosa

Product & platform architecture

Nicolás Sosa

Product

Nicolás leads product direction and IT, with responsibility for the platform and its engine architecture. He connects the product’s operating requirements with the structure of the system.

SHARED EXPERIENCE

Experience built together.

The founding team worked together at PayRetailers for three years, across payment operations in Europe and Latin America. They now apply that shared experience to financial data, platform operations and oversight for structured credit.

WHY SHŌKEN

A shared view, across both sides of a facility.

Shōken connects portfolio records, facility rules and review evidence for originators and capital providers. Its current focus is a non-custodial data and oversight platform: a way to understand an operating result and follow the records that support it.

  • Traceable sources
  • Explainable rules
  • Shared context

Explore the work behind a facility.

Follow a workflow from its records to the evidence behind the result.

Explore the platform